Launch your own banking.
We'll wire the rails.
Banking-as-a-Service lets a platform offer accounts, IBANs, cards and payments to its own users without becoming a bank. Crosswire stands up the program on Narvi and Wallester's infrastructure and stays with you through go-live - so you can embed banking without the licensing burden.
Crosswire is paid by our partners, never by you.
Built for platforms that need to give their users a bank account.
User wallets and fiat accounts under one program.
Seller payouts and sub-accounts with clean reconciliation.
Embedded IBANs without holding a banking licence.
Treasury, multi-currency accounts and optional cards.
One program. Every account your users need.
Virtual accounts in your users’ names - not pooled.
EUR, USD, GBP and more, settled in one ledger.
Send and receive across Europe and globally.
White-label virtual and physical cards for licensed platforms, tied to user balances.
Funds move on rails, not on batch windows.
Open, create, fund and reconcile from your stack.
Narvi runs the bank. Crosswire runs the program.
The licensed banking infrastructure
- →Accounts, IBANs and the underlying ledger
- →SEPA, SWIFT and card rails
- →Regulatory backbone and safeguarding
- →Core API your stack integrates against
Program design, fit and go-live
- →The right Narvi setup for your model and risk profile
- →Compliance scope, onboarding and documentation
- →Commercial structure and program pricing
- →Ongoing point of contact through launch and beyond
Narvi provides the infrastructure; Crosswire makes sure it’s the right fit and gets you live.
From idea
to live program.
Tell us your model
Users, volumes, regions and what you want to offer - accounts, cards, payments.
We design the program
The right Narvi setup, compliance scope and pricing for your model.
Go live & scale
Integrate the API, launch to your users. We stay in as your point of contact.
The team you actually want between you and the bank.
Banking, acquiring and digital assets - not just BaaS - through one team.
Models others avoid: exchanges, marketplaces, payment platforms. We’ve done them.
We’re paid by partners, never by you. Our incentive is making the program work.
Ready to offer banking to your users?
Tell us the program you want. We prepare a tailored BaaS offer - modules, indicative programme economics and a clear path to go-live - and email it to you.
Indicative programme economics. Commercial assumptions reflect the selected programme design and applicable partner frameworks. Subject to KYC/KYB. Crosswire is paid by our partners, never by you.
Get your tailored BaaS offer.
- 1. Program - modules + monthly volumes
- 2. Company - legal entity + contact
- 3. Request - we email your offer instantly
No prices shown on this page - your offer is prepared and sent to your work email.