Exchanges, crypto PSPs, OTC desks, wallets and web3 companies get declined or offboarded by banks and PSPs that never underwrote the model in the first place. Crosswire places vetted crypto businesses with providers that do - crypto-friendly EU banking, institutional OTC liquidity, acquiring for crypto-linked checkout and KYC/KYB that providers accept, wired as one stack with terms confirmed in your offer.
Crosswire is paid by our partners, never by you.
Crypto businesses typically pay 0.25-1% on off-ramp and settlement flows today, where they can get banked at all. Your Crosswire range depends on structure, volume and settlement currency - run your volumes or speak to an advisor, confirmed in your offer subject to KYC/KYB.
Accounts open, then close once the compliance team reads the word crypto. Operations stall with the balance.
Getting from digital assets into clean fiat, in the right currency, on a predictable timeline is the recurring bottleneck.
Retail venues slip on size. Desks that quote properly want counterparty diligence first.
Most acquirers decline anything touching digital assets, or price it as if it were fraud.
Onboarding files get rejected for form, not substance, and the whole placement restarts.
Built from vetted partners across banking, acquiring, digital assets and technology.
Real accounts and IBANs for collection, treasury and payout with banking partners that underwrite digital-asset businesses. vIBANs remain EEA-scoped.
Regulated desk access with institutional-size quotes and T+0 on and off ramps between digital assets and fiat.
Card acceptance for crypto-linked checkout through acquirers that underwrite the model, with reserve terms set upfront.
Onboarding and monitoring built to the standard your providers expect, with audit-grade logs.
Settlement over a tokenized-deposit network: digital fiat held at licensed institutions, fiat in and fiat out. No crypto and no stablecoins in the corridor flow.
Move balances across currencies and entities without the FX bleed, minimising unnecessary prefunding.
We rewired routing across banking and digital-asset rails to enable real-time transfers and conversion. Chargebacks fell sharply, with the flow structured to reduce or avoid prefunding.
Full API-driven Banking as a Service infrastructure with dedicated user accounts, cards and real-time, 24/7 crypto settlement. Replacing a previous multi-provider, hard coded legacy vIBAN setup.
We bring you to providers that already underwrite crypto businesses, so the file is reviewed rather than reflexively declined.
Multiple banks and desks so one policy change doesn't stop settlement.
Banking, liquidity, acquiring and KYC coordinated by one senior point of contact.
Why applications get declined and what changes the answer.
How the two models differ in pricing, risk and control.
How operators use crypto rails for treasury and payouts.
The pre-wired stack for trading and treasury flows.
Tokenized-deposit settlement, fiat in and fiat out.
Run your volumes on the digital-assets tab.
Describe your setup and get the rails, partners and indicative pricing in one pass.
Share a few details and we'll come back with options - discreetly, within one business day.
Crosswire is paid by our partners, never by you.
Approval and pricing depend on licensing, jurisdiction, risk profile and compliance. Nothing on this page is a guarantee of approval or specific terms.