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Technology.
The stack wired as one - orchestration, not another vendor.

One coordinated stack, callable by AI.

Orchestrated network The Crosswire platform plus vetted technology partners for AI orchestration, connectors and reconciliation across every rail in the stack.
Price your stack →
The problem

Why the standard stack breaks here.

  • Manual reconciliation across acquirer, bank and crypto desk - a spreadsheet full-time job.
  • Failed payouts and duplicate transfers because payment ops sit outside the money layer.
  • Fraud incidents caught after the money moved, when catching them before was possible.
What you get

The rail, wired end-to-end.

APIs & integrations

One coordinated stack. One orchestration layer across your integrations with banking, cross-border, digital assets, acquiring and KYC, with pre-wired connectors so routing, FX and reconciliation behave as one.

  • One orchestration layer across the stack
  • Pre-wired connectors, AI orchestration
  • Coordinated routing across every rail

Embedded finance

Ship financial products inside your app - issue accounts, IBANs, payments and cards to your own users without becoming a bank.

  • Accounts + IBANs for your users
  • Payments in your product
  • Card issuing & BIN sponsorship - white-label cards for licensed platforms
  • Program-managed, not a bank

How it fits: Ties to BaaS and Virtual IBANs, wrapped behind your brand and your API.

Verification of payee

Confirm who you're paying before money moves - cutting failed payouts, investigations and support cost.

  • Confirm payee before send
  • Fewer failed payouts and investigations
  • Model the value in the business case builder

How it fits: Sits in front of every payout rail - banking, cross-border and BaaS.

Connect to AI

Crosswire is callable by ChatGPT, Claude and any MCP client - so agentic buyers and internal copilots can quote, plan and route through the same rails your team uses.

  • MCP-native, model-agnostic
  • Read tools open, writes gated
  • One connection, whole stack

How it fits: The agentic surface for the same APIs your integrations layer already exposes.

Compliance automation

The same stack that runs your rails can run the operations around them.

The KYC rail gives you the checks. This is the ops layer around them: alert triage, onboarding workflows, due diligence files, policy questions and case routing, run by governed agents with a human approving anything that matters.

Full detail on the compliance automation page

What the agents do

  • AI-assisted alert triage and AML case support, so analysts open the alerts that deserve an analyst.
  • KYC onboarding workflow automation, so document chasing and file assembly stop consuming the team.
  • Enhanced due diligence structuring, so an EDD file arrives written up rather than started from scratch.
  • Secure internal knowledge, so policy and procedure questions are answered from your own documents.
  • Integration support, so the agents read and write in the systems your compliance team already uses.

How it stays governed

  • Role-based access, so an agent sees what the role it acts for is allowed to see.
  • Structured audit trails, so every step an agent took is reconstructable after the fact.
  • Human-in-the-loop approval on sensitive steps, so no filing, decision or escalation leaves without a person.
  • GDPR-conscious data boundaries, so personal data stays inside the boundary you set for it.

Where the EU AI Act lands

Obligations for the Annex III high-risk categories, which cover AI used in regulated workflows of this kind, apply from 2 December 2027. Readiness is an engagement in its own right: Annex IV technical documentation, the governance framework around the deployment, and getting the audit trail into a state an examiner can read. Source: Regulation (EU) 2024/1689 (the AI Act), verified 2026-08-18.

How a deployment runs

  • Discovery call, where the workflow and the data boundary are agreed.
  • Pilot on one workflow: pilots on the compliance-automation engagement typically run 2 to 4 weeks.
  • Deploy, then scale to further workflows under the same governance.

The monthly service runs on indicative tiers set by your case volume - one tier applies, and the ladder is never added together. Implementation is scoped in discovery and carries no figure until scope is agreed. There is no band here: this capability does not price on transacted value, and pilots typically run 2 to 4 weeks.

Deployed with Nordic regulated institutions. References available under NDA.

Talk to an advisor →
How it connects

One coordinated relationship across the stack.

Crosswire orchestrates the underwriting, integration and day-to-day across the matched providers on each leg. You get a single account team; the plumbing stays with the regulated provider.

Your businessone API, one contactCrosswireorchestrationVetted networkregulated rail
Who it's for

Payouts-heavy platforms, treasury teams, ops-led scaleups, and any operator running more than one rail.

Coverage

Wherever the rails go. Orchestration spans every Crosswire integration.

Indicative pricing

See what it looks like on your numbers.

The calculator returns a live, tier-based range for your volume and vertical - no form gate, no waiting. Final pricing is confirmed after underwriting.

Price your stack →
The network

Matched across our vetted, licensed network.

The Crosswire platform plus vetted technology partners for AI orchestration, connectors and reconciliation across every rail in the stack.

Pricing is indicative and subject to KYC / KYB. The provider on each leg is selected, locked and named when the provider application is prepared for signature.

Vetted, licensed network

Your provider is selected and locked by Crosswire - and named when your application is prepared for signature. See the network →

Related stacks

Where this rail is already wired.

FAQ

Technology - questions we get.

One contact, one stack

Ready to wire technology into your stack?

Tell us what you're building. We come back with the stack, the partners, and indicative pricing.

Price your stack →

Building an integration? Developers hub →

Orchestrated network. Vetted, licensed providers; the matched provider is confirmed at the offer step.