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Banking.
Accounts structured for ongoing risk review.

Orchestrated network Matched across vetted, licensed EU banking providers - regulated EMIs and banks with IBANs passported across Europe, selected against your entity, vertical and volumes.
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The problem

Why the standard stack breaks here.

  • De-risked or closed by mainstream banks the moment they see your MCC or crypto flows.
  • Multi-currency needs forced through consumer neobanks that break above serious volume.
  • Prefunding traps that lock working capital while payouts wait for banking hours.
What you get

The rail, wired end-to-end.

Business accounts

Dedicated EU IBAN accounts under your company name - the kind high-risk merchants get turned away from elsewhere.

  • Dedicated IBAN in your company name
  • SEPA Instant across the SEPA zone
  • Multiple IBANs + multi-user access
  • API access from day one
Coverage

Finnish (FI) IBANs, passported across 29 European countries. Online onboarding in under 10 minutes; no daily transaction limits.

Treasury

Hold, sweep and move operating cash with intent - plus a boutique Treasury Desk for FX and global payments. Where digital assets sit in the same stack, crypto and fiat share the same banking rails, so internal settlement between the two is instant, free and 24/7.

  • Treasury Desk for FX + global payments
  • Group banking across entities
  • Currency & OTC desk
  • Instant, 24/7 settlement between crypto and fiat legs on the same rails
  • Corporate and payout cards issued from the same stack

How it fits: Sits on top of business accounts; feeds cross-border payouts and FX without a second bank.

Multi-currency IBANs

Receive in EUR, USD and GBP, and pay out to 75+ currencies worldwide over SWIFT and local rails.

  • Receive EUR / USD / GBP
  • Pay out in 75+ currencies
  • SWIFT + local payment networks
Coverage

75+ payout currencies via SWIFT and domestic rails, including Asia.

How it connects

One coordinated relationship across the stack.

Crosswire orchestrates the underwriting, integration and day-to-day across the matched providers on each leg. You get a single account team; the plumbing stays with the regulated provider.

Your businessone API, one contactCrosswireorchestrationVetted networkregulated rail
Who it's for

Crypto exchanges and PSPs, iGaming operators, forex brokers, high-risk merchants.

Coverage

Europe (29 countries, EU/EEA) · UK · UAE · US · Canada · LATAM · Asia (via SWIFT + local rails). EEA issuance (EU/EEA IBANs); reachable globally via SEPA and SWIFT. Africa is reachable today via SWIFT and digital-asset settlement; dedicated local coverage is in final partner review.

Indicative pricing

See what it looks like on your numbers.

The calculator returns a live, tier-based range for your volume and vertical - no form gate, no waiting. Final pricing is confirmed after underwriting.

Price your stack →
The network

Matched across our vetted, licensed network.

Matched across vetted, licensed EU banking providers - regulated EMIs and banks with IBANs passported across Europe, selected against your entity, vertical and volumes.

Pricing is indicative and subject to KYC / KYB. The provider on each leg is selected, locked and named when the provider application is prepared for signature.

Vetted, licensed network

Your provider is selected and locked by Crosswire - and named when your application is prepared for signature. See the network →

Related stacks

Where this rail is already wired.

FAQ

Banking - questions we get.

One contact, one stack

Ready to wire banking into your stack?

Tell us what you're building. We come back with the stack, the partners, and indicative pricing.

Price your stack →

Orchestrated network. Vetted, licensed providers; the matched provider is confirmed at the offer step.