Multi-account virtual IBANs for licensed platforms.
Issue IBANs to your users at scale, coordinated by Crosswire on licensed EU banking infrastructure from our vetted network. Itemised indicative pricing, negotiable, subject to partner KYC/KYB approval.
Minimum 250 vIBAN accounts. Licensed EMI/PI/PSP/bank required.
Who it's for.
Passport your license into a scalable IBAN issuance program without building bank rails.
Give merchants named accounts, reconcile automatically, control settlement.
Add virtual IBAN issuance as a service line without expanding your core banking stack.
What's included.
A clean, itemised indicative offer arrives by email in minutes. Setup, recurring, per-transaction and other fees, plus the deposit requirement - all in one place.
One licensed operating account plus unlimited vIBANs under it.
Inbound and outbound rails, priced on the banking rails against your vertical and monthly volume.
Instant intra-partner transfers between vIBANs at a flat per-transfer fee.
On/off-ramp EUR ↔ major digital assets via a partner-integrated OTC desk.
Account letters, statements and additional account issuance included at no extra cost.
Coordinated KYC/KYB, source-of-funds review and periodic audits with the partner.
How it works.
- 01Tell us your program
License type, expected vIBAN count, SEPA/SWIFT volumes, markets and vertical.
- 02Get an indicative offer
Itemised offer emailed in minutes: account opening, platform fee, per-vIBAN line, and transaction flows priced separately on the banking rails.
- 03Propose or accept
Accept and start onboarding, or use the counter link to propose your line items - we revise in minutes if it fits.
- 04KYC/KYB & go live
Coordinated onboarding with the selected licensed provider. Onboarding fee plus 3 monthly deposits held as the minimum balance.
Requirements.
EMI, PI, PSP or bank license required. If you don't hold one, we'll set up a short call to review sponsorship options - vIBANs at scale need a licensed principal.
Minimum 250 vIBAN accounts. Onboarding requires the account opening fee plus 3 months of the monthly service fee, held as the minimum balance.
All offers indicative and subject to partner KYC/KYB approval.
Ready to see the numbers?
Six inputs, one email. Your itemised indicative offer arrives within minutes.
Your provider is selected and locked by Crosswire - and named when your application is prepared for signature. See the network →