Crosswire Payments
Virtual IBANs · Powered by Narvi

Multi-account virtual IBANs for licensed platforms.

Issue IBANs to your users at scale, coordinated by Crosswire on Narvi's licensed infrastructure. Itemized indicative pricing, negotiable, subject to partner KYC/KYB approval.

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Minimum 250 vIBAN accounts. Licensed EMI/PI/PSP/bank required.

Who it's for.

Licensed EMIs & PIs

Passport your license into a scalable IBAN issuance program without building bank rails.

PSPs & payout platforms

Give merchants named accounts, reconcile automatically, control settlement.

Banks & credit institutions

Add virtual IBAN issuance as a service line without expanding your core banking stack.

What's included.

A clean, itemized indicative offer arrives by email in minutes. Setup, recurring, per-transaction and other fees, plus the deposit requirement - all in one place.

Master account

One licensed operating account plus unlimited vIBANs under it.

SEPA + SWIFT

Inbound and outbound rails, priced on percentage with per-transaction minimums.

Internal transfers

Instant intra-partner transfers between vIBANs at a flat per-transfer fee.

Crypto OTC desk

On/off-ramp EUR ↔ major digital assets via a partner-integrated OTC desk.

Statements & letters

Account letters, statements and additional account issuance included at no extra cost.

Compliance workflow

Coordinated KYC/KYB, source-of-funds review and periodic audits with the partner.

How it works.

  1. 01
    Tell us your program

    License type, expected vIBAN count, SEPA/SWIFT volumes, markets and vertical.

  2. 02
    Get an indicative offer

    Itemized offer emailed in minutes: setup, monthly, per-vIBAN, SEPA/SWIFT, internal transfers, OTC.

  3. 03
    Propose or accept

    Accept and start onboarding, or use the counter link to propose your line items - we revise in minutes if it fits.

  4. 04
    KYC/KYB & go live

    Coordinated onboarding with Narvi. Onboarding fee plus 3 monthly deposits held as the minimum balance.

Requirements.

Licensing

EMI, PI, PSP or bank license required. If you don't hold one, we'll set up a short call to review sponsorship options - vIBANs at scale need a licensed principal.

Scale

Minimum 250 vIBAN accounts. Onboarding requires the account opening fee plus 3 months of the monthly service fee, held as the minimum balance.

All offers indicative and subject to partner KYC/KYB approval.

Ready to see the numbers?

Six inputs, one email. Your itemized indicative offer arrives within minutes.

Book an advisory meeting →