1. About these terms
These terms govern your use of the Crosswire website and tools operated by Wernberg & Partners AB (SE5569781734), Sveavägen 159, 113 44, Sweden. By using the site you accept them.
2. What Crosswire does
Crosswire is an introducer and information service. We help businesses identify and connect with third-party banking, acquiring, digital-asset, KYC and related providers ("Partners"). Crosswire is not a bank, payment institution, acquirer, or licensed financial provider, and does not itself process payments, hold funds, or provide regulated financial services.
3. No guarantee of approval, pricing or outcome
Indicative pricing, savings estimates and recommendations on this site (including any calculator output) are illustrative only and not an offer. Final approval, pricing and terms are determined solely by the relevant Partner following its own onboarding, KYC/KYB, underwriting and compliance checks. We do not guarantee approval, any specific price, or any result.
4. No professional advice
Content on this site (including resources/articles) is general information, not legal, financial, tax or regulatory advice. Get your own professional advice before acting.
5. Eligibility & lawful use
You must be authorised to act for your business and use the site only for lawful purposes. You are responsible for your own licensing and regulatory compliance in your markets.
6. How we're paid
Crosswire does not charge the customer a separate introduction fee unless expressly agreed. Partner pricing and commercial arrangements vary by provider, channel and use case. See our Affiliate / Partner Disclosure.
7. Intellectual property
The Crosswire name, logo and site content are owned by Wernberg & Partners AB and may not be used without permission.
8. Third-party links & services
We are not responsible for Partners' or third parties' services, sites, terms or conduct.
9. Limitation of liability
To the maximum extent permitted by law, Crosswire is not liable for indirect or consequential loss, or for decisions made or services provided by Partners. Nothing limits liability that cannot be limited by law.
10. Governing law
These terms are governed by the laws of Sweden and disputes are subject to its courts.