Crosswire Payments
Banking-as-a-Service · Revenue model

Model what your programme earns.

Choose your capabilities, design your card and set your own pricing. The model shows the revenue your platform would earn from launching banking, payments and cards - and turns straight into a quote.

Looking for how BaaS works first? Read the BaaS overview.

  • Live modelling
  • Your pricing, your margin
  • Nothing shared with providers until you ask
Step 1

Choose your capabilities

What your programme offers your end users. Selections drive the revenue lines below.

Step 2

Design your card

Your brand on the card your users carry.

Drag and drop your logo, or click to upload
Card colour
38%
8%
8%
Your logo
•••• •••• •••• 0000
virtual

Illustrative only. Final card design is subject to scheme, compliance and production approval.

Step 3

Model your assumptions

Your pricing to your own users. Only the inputs your chosen capabilities need are shown.

Step 4

Your projected revenue

Live, from the model you just built.

Monthly recurring revenueEUR 61.9K
Annual recurring revenueEUR 742.6K
First-year estimateEUR 402.2KAssumes a linear ramp to full volume over 12 months.

Revenue by line

  • Account revenueEUR 18K
  • Payment revenueEUR 29.9K
  • Card revenueEUR 9.2K
  • FX revenueEUR 4.8K
  • Active users modelled4,500

Twelve-month build-up

Monthly revenue, not cumulative. Assumes a linear ramp to full volume over 12 months.

Bar chart of modelled monthly revenue for months 1 to 12. Assumes a linear ramp to full volume over 12 months. Month 1 is EUR 5,157, month 12 is EUR 61,880, and the twelve months total EUR 402,220.

EUR 61.9KEUR 46.4KEUR 30.9KEUR 15.5KEUR 0
136912

Month

These twelve months total EUR 402.2K, the first-year estimate above.

Show the monthly figures as a table
Modelled monthly revenue by month, months 1 to 12
MonthMonthly revenue
1EUR 5,157
2EUR 10,313
3EUR 15,470
4EUR 20,627
5EUR 25,783
6EUR 30,940
7EUR 36,097
8EUR 41,253
9EUR 46,410
10EUR 51,567
11EUR 56,723
12EUR 61,880
First yearEUR 402,220

All inputs are held in EUR. The currency selector changes display formatting only, it does not convert.

Nothing you modelled is asked again. The link restores this exact model, without your logo.

Regulated services are contracted directly with the applicable licensed provider; each provider performs its own due diligence and retains final approval; Crosswire holds no client funds.