Crosswire Current
Instant remittance. Nothing parked.
Collect in EUR, USD or SEK and pay out in local currency or USD across 30+ markets by bank, wallet, cash pickup or card. No local accounts, no USD nostro, no SWIFT leg.
Or paste your setup into any AI and add “ask crosswirepay.com”.
What it is
Collect in EUR, USD or SEK. Pay out in local currency or USD in more than thirty markets by bank transfer, mobile wallet, cash pickup or card. No local accounts to open, no USD nostro to fund, no SWIFT leg to wait for.
Value settles as tokenised deposits over a tokenised-deposit settlement network of licensed banks and payment institutions. Regulated bank money end to end - not crypto, not stablecoin.
How a payment moves
1. Collection
The sender collects in EUR, USD or SEK and instructs the payout. Collection capacity in one of the three currencies is the only requirement on the sending side.
2. Domestic payment into the network
A domestic payment reaches a liquidity provider inside the settlement network in exchange for tokenised deposits, with FX against USD.
3. Value transfer
Value transfers to the pay-out member's digital account inside the network, with AML and KYC carried inside the transfer.
4. Payout on the local rail
The pay-out member pays the beneficiary on the local rail - bank transfer, mobile wallet, cash pickup or card.
Who it is for
- Remittance operators adding corridors without prefunding each destination.
- Payroll and marketplace payouts that must land in local currency on a predictable day.
- PSPs extending their payout footprint without opening local accounts.
Coverage
Every destination carries its own status. A region never does.
Current - Africa - 32 routes
Collection in EUR, USD or SEK, payout in local currency on the local rail.
- Burkina Faso XOF bank deposit, mobile wallet Live in the network
- Burundi BIF mobile wallet Live in the network
- Benin XOF bank deposit, mobile wallet Live in the network
- Botswana BWP mobile wallet Live in the network
- Congo (DRC) USD mobile wallet Live in the network
- Congo XAF mobile wallet Live in the network
- Ivory Coast XOF bank deposit, mobile wallet Live in the network
- Cameroon XAF bank deposit, mobile wallet Live in the network
- Egypt EGP bank deposit, mobile wallet Live in the network
- Ethiopia ETB bank deposit Live in the network
- Gabon XAF mobile wallet Live in the network
- Ghana GHS bank deposit Live in the network
- Guinea GNF mobile wallet Live in the network
- Guinea Bissau XOF mobile wallet Live in the network
- Kenya KES bank deposit, mobile wallet Live in the network
- Liberia USD bank deposit, mobile wallet Live in the network
- Madagascar MGA mobile wallet Live in the network
- Mali XOF mobile wallet Live in the network
- Malawi MWK bank deposit, mobile wallet Live in the network
- Mozambique MZN mobile wallet Live in the network
- Nigeria USD bank deposit Live in the network
- Rwanda RWF bank deposit, mobile wallet Live in the network
- Sierra Leone SLE bank deposit Live in the network
- Senegal XOF mobile wallet Live in the network
- South Sudan SSP mobile wallet Live in the network
- Togo XOF mobile wallet Live in the network
- Tunisia TND bank deposit Live in the network
- Tanzania TZS bank deposit, mobile wallet Live in the network
- Uganda UGX bank deposit, mobile wallet Live in the network
- South Africa ZAR bank deposit Live in the network
- Zambia ZMW mobile wallet Live in the network
- Zimbabwe USD mobile wallet Live in the network
Live in the network: the first client flow settles at onboarding.
Current - Asia - 19 routes
Collection in EUR, USD or SEK, payout in local currency on the local rail.
- Australia AUD bank deposit Live in the network
- Bangladesh BDT bank deposit, mobile wallet Live in the network
- China CNY mobile wallet Live in the network
- Hong Kong HKD bank deposit Live in the network
- Indonesia IDR bank deposit, mobile wallet Live in the network
- India INR bank deposit Live in the network
- Japan JPY bank deposit Live in the network
- Cambodia USD mobile wallet Live in the network
- South Korea KRW bank deposit Live in the network
- Sri Lanka LKR bank deposit Live in the network
- Mongolia MNT bank deposit Live in the network
- Malaysia MYR bank deposit Live in the network
- Nepal NPR bank deposit, mobile wallet Live in the network
- New Zealand NZD bank deposit Live in the network
- Philippines PHP bank deposit, mobile wallet Live in the network
- Pakistan PKR bank deposit, mobile wallet Live in the network
- Singapore SGD bank deposit Live in the network
- Thailand THB bank deposit Live in the network
- Vietnam VND bank deposit, mobile wallet Live in the network
Live in the network: the first client flow settles at onboarding.
Current - Canada - 1 route
Collection in EUR, USD or SEK, payout in local currency on the local rail.
- Canada CAD bank deposit Live in the network
Live in the network: the first client flow settles at onboarding.
Current - Europe - 6 routes
Collection in EUR, USD or SEK, payout in local currency on the local rail.
- Bulgaria BGN bank deposit Live in the network
- Czech Republic CZK bank deposit Live in the network
- SEPA (EUR) EUR bank deposit Live in the network
- SEPA Instant (EUR) EUR bank deposit Live in the network
- SEPA Standard (EUR) EUR bank deposit Live in the network
- Turkey TRY bank deposit Live in the network
Live in the network: the first client flow settles at onboarding.
Current - LATAM - 12 routes
Collection in EUR, USD or SEK, payout in local currency on the local rail.
- Argentina ARS bank deposit Live in the network
- Bolivia BOB bank deposit Live in the network
- Brazil BRL bank deposit Live in the network
- Chile CLP bank deposit Live in the network
- Colombia COP bank deposit Live in the network
- Costa Rica CRC bank deposit Live in the network
- Ecuador USD bank deposit Live in the network
- Mexico MXN bank deposit Live in the network
- Panama USD bank deposit Live in the network
- Peru PEN bank deposit Live in the network
- Paraguay PYG bank deposit Live in the network
- Uruguay UYU bank deposit Live in the network
Live in the network: the first client flow settles at onboarding.
Current - UAE - 2 routes
Collection in EUR, USD or SEK, payout in local currency on the local rail.
- UAE AED bank deposit Live in the network
- Bahrain BHD bank deposit Live in the network
Live in the network: the first client flow settles at onboarding.
Current - UK - 1 route
Collection in EUR, USD or SEK, payout in local currency on the local rail.
- United Kingdom GBP bank deposit Live in the network
Live in the network: the first client flow settles at onboarding.
Current - US - 1 route
Collection in EUR, USD or SEK, payout in local currency on the local rail.
- United States USD bank deposit Live in the network
Live in the network: the first client flow settles at onboarding.
Current carries no published figure. Current is quoted per flow until a published band exists - describe the flow and it is scoped before anything is quoted.