Crosswire Payments
News3 min read · 11 Aug 2026 · Crosswire

The EUR-USD corridor is open - real-time settlement, both ways

Move EUR and USD between Europe and the US in real time. No SWIFT, no prefunded floats, one stack. Open now.

EUR to USD real-time corridorReal-time settlement between a licensed EU banking account and a US settlement account over a tokenized-deposit network, orchestrated by Crosswire.EU accountLicensed EU bankingReal-time networkTokenized depositsUS accountUS settlementReal-time · 24/7No SWIFTNo prefunded floatsOne stackORCHESTRATED BY CROSSWIRE · INDICATIVE, SUBJECT TO KYC/KYB

Moving money between Europe and the US is still, for most businesses, a slow and expensive compromise. SWIFT and correspondent banking. Settlement measured in days. And working capital tied up in prefunded floats on both sides of the Atlantic, parked there just to keep payments moving. You pay for the float, the delay, and the uncertainty - every single time.

We built a corridor that removes all three.

What it is

A real-time EUR to USD settlement corridor, in both directions. EUR moves to USD, USD moves to EUR, and it settles in real time - over a tokenized-deposit network, with licensed banking on the EU side and settlement on the US side, orchestrated by Crosswire into one stack with one point of contact.

It is open now.

What changes

  • Real-time, 24/7. Value settles in real time, weekends and holidays included - not one to three days.
  • No prefunded floats. Stop parking capital in each market to pre-position. That working capital comes back to you.
  • No SWIFT, no correspondent-banking chain. A cleaner rail, fewer intermediaries, fewer things to break.
  • One stack, one contact. We wire it together; you use it. No juggling a banking relationship on one continent and a settlement relationship on the other.

How you get set up

You onboard with the licensed provider on your side, and the corridor connects you to the other:

  • Sending EU to US? You onboard on the EU banking side.
  • Sending US to EU? You onboard on the US settlement side.

From there, Crosswire orchestrates the corridor between the two over a tokenized-deposit network. This is digital fiat - tokenized deposits, not crypto or a stablecoin - which is what makes it settle instantly while staying inside the regulated system. Real-time, and subject to KYC/KYB.

Who it is for

Any business with two-way EUR and USD flow and treasury on both sides: PSPs, marketplaces, platforms, and operators who move money across the Atlantic and are tired of watching it sit in transit, or in floats.

Real-time, both ways. No SWIFT. No floats parked on either side.

Open now

This is not a roadmap item. The corridor is live today. If money crossing the Atlantic is part of how your business runs, we will show you where your setup lands - indicative, subject to KYC/KYB.

Next step

See what your rate could look like with Crosswire.

Keep reading

Published by Crosswire - financial infrastructure for the businesses others won't bank.