We orchestrate specialist financial infrastructure for businesses others won’t serve. One modular stack. Pre-negotiated pricing. One contact. Sharper pricing. Faster settlement. Structured to reduce or avoid prefunding.
Crosswire is the orchestration layer, not the license holder. We design your stack, negotiate the commercials, and coordinate onboarding - then you contract with licensed, vetted partners who hold your funds and run the rails. One point of contact, one commercial relationship, never pooled with ours. Crosswire is paid by our partners, never by you.
Select the infrastructure modules your business needs.
Compare pre-negotiated pricing without entering a traditional sales process.
One commercial relationship coordinating specialist providers.
Select the modules you need and receive an immediate indicative commercial view.
Pricing negotiations behind every Crosswire recommendation.
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Enter your volume and current price. See where Crosswire could land - and what it's worth per year. No call required.
Bank rails and payouts.
Total monthly processing volume in EUR.
25 bps = 0.25%
Based on your inputs · subject to provider review & approval · excludes implementation and third-party network fees.
Running payouts too? Build your full business case →Subject to KYC/KYB, geography, scheme mix, payment flows and compliance. Crosswire is paid by our partners, never by you.
Common ways we combine partners. Tell us what you sell and we'll build yours.
Banking and crypto on one platform - real-time 24/7 settlement, no prefunding.
Powered by Narvi + FinchTrade + Wallester
Card acquiring wired to real banking, so funds land fast.
Powered by Narvi + Shift4
Take cards, settle in crypto or fiat - one coordinated stack, one point of contact.
Powered by Shift4 + FinchTrade
Every card below restates a specific customer result Crosswire can support with records. Most client identities are anonymised; the numbers are not.
We rewired routing across banking and digital-asset rails to enable real-time transfers and conversion. Chargebacks fell sharply, all without prefunding.
Crosswire structured a new stack for Lukx. It is now live with integrated crypto capabilities, instant settlements and a lower headline rate than the operator had before.
Full API-driven Banking as a Service infrastructure with dedicated user accounts, cards and real-time, 24/7 crypto settlement. Replacing a previous multi-provider, hard coded legacy vIBAN setup.
Every rail is powered by a confirmed, vetted partner - orchestrated by Crosswire.
A frontier rail for consumer-to-agent and agent-to-agent payments. Opening to a small group of design partners.
How high-risk merchant accounts work in 2026 - EU approval, pricing, settlement and hidden fees. EU IBANs, SEPA and no prefunding, wired as one stack.
Most sites can be read by an AI. Crosswire can be used by one. Live indicative pricing, coverage, stack recommendations and offers - now callable by Claude, ChatGPT and any MCP client.
Start with indicative pricing or challenge the cost of your current infrastructure.