The thinking behind
the stack.
Guides, company news and advisory notes on payments, banking, crypto and treasury - written for operators, not marketers.
High-Risk Merchant Accounts 2026: EU Approval & Hidden Fees
How high-risk merchant accounts work in 2026 - EU approval, pricing, settlement and hidden fees. EU IBANs, SEPA and no prefunding, wired as one stack.
AI governance: EU AI Act readiness, Annex IV, audit-ready
EU AI Act readiness and AI governance for regulated operations - Annex IV documentation and audit-ready AI systems, so the AI in your stack (agentic payments included) stays compliant as the rules tighten. Powered by Syntheon.
Why Your Crypto Business Keeps Getting Rejected for a Merchant Account - and How to Actually Get Approved
Rejection usually isn't a verdict on your business - it's a risk model declining your category. Here's how to get approved.
Sumsub joins Crosswire - KYC and AML, built into the stack
Verification is now part of the stack, not a bolt-on. Sumsub brings identity verification, KYC/KYB and AML screening into Crosswire.