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Banking · Cross-border · KYC · Digital assets · Acquiring · Technology

The rails
others won’t run.

We orchestrate specialist financial infrastructure for complex and hard-to-serve businesses. One modular stack, one coordinated relationship.

Every band comes from our own negotiations. 7,500+ priced line items behind them.

Matched to your flow, named at signature.
Acquiring
Open banking
Banking
Payments infrastructure
OTC liquidity
Stablecoin gateway
Card issuing
Verification of payee
KYC / KYB
Compliance automation
Agentic payments
Licensing advisory
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Enter what you pay. See where Crosswire lands.

Your volume, your current price - your band and what it's worth per year, in ten seconds. No call required.

Pricing calculator

Bank rails and payouts.

Priced for Other high-risk until you change it here.

EUR

Total monthly processing volume in EUR.

What you pay on transactions today, in basis points - e.g. 25 bps. A percent works too: 0.25%. Your rate is used for the comparison and never to price against you.

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All regulated services are provided by, and contracted directly with, the applicable licensed provider. Each provider performs its own due diligence and retains sole discretion over approval, onboarding and continued service.

Subject to KYC/KYB, geography, scheme mix and compliance · Paid by the infrastructure partners - no Crosswire margin on the infrastructure price. Advisory or implementation work is quoted separately.

Skip the sales cycle.
Wire the whole stack.

Three steps to a priced stack. You contract with the licensed partners; we design it, negotiate the commercials and coordinate onboarding.

Explore how Crosswire works

01

Build your stack

Select the infrastructure modules your business needs.

02

See indicative commercial terms

Compare rates negotiated deal by deal rather than a published rate card.

03

Connect through Crosswire

One coordinated relationship across specialist providers.

Combinations that already work together.

Common ways we combine partners. Tell us what you sell and we'll build yours.

See all example stacks
Banking + Digital assets 

24/7 fiat and digital-asset settlement

For crypto-native businesses: replaces separate banking, liquidity and settlement providers with one stack that clears around the clock.

  • Fiat and digital assets on one stack
  • Settlement into your banking leg, 24/7
  • Built for crypto-native volume

Orchestrated across our vetted, licensed network

Price this stack →
See what's included
Banking + Acquiring

Settlement-first acquiring

For merchants tired of trapped payouts: replaces a standalone acquirer with card processing wired into banking you control.

  • Multi-currency IBANs on the same stack
  • Approved high-risk MIDs with failover
  • Settlement into accounts you control

Orchestrated across our vetted, licensed network

Price this stack →
See what's included
Evidence

What changed after the rewire.

Three clients, three constraints, three measured results. Most identities are anonymised; the numbers are not.

ACHIEVED OUTCOME AT
EUR 40M / MONTH

88% fewer chargebacks

Crypto PSP (anonymised) · EU

We rewired routing across banking and digital-asset rails to enable real-time transfers and conversion. Chargebacks fell sharply, with the flow structured to reduce or avoid prefunding.

ACHIEVED OUTCOME
Lukx Group logo - Crosswire client

Instant settlement and a lower rate

iGaming operator · EU / LatAm

Crosswire structured a new stack for Lukx. It is now live with integrated crypto capabilities, instant settlements and a lower headline rate than the operator had before.

ACHIEVED OUTCOME

Legacy multi-provider vIBAN setup replaced, live on one structure

Crypto exchange (anonymised) · EU

Full API-driven Banking as a Service infrastructure with dedicated user accounts, cards and real-time, 24/7 crypto settlement. Replacing a previous multi-provider, hard coded legacy vIBAN setup.

One figure is withheld from this card until its measurement period and source are on file. It is named in the methodology below rather than quietly dropped.

·View case studies ·Build your business case

Every rail runs on a licensed provider.

Vetted, licensed and matched to your flow. Eleven infrastructure partners across banking, acquiring, digital assets, cards, KYC, payment operations and technology, plus one advisory firm in the wider ecosystem who advise rather than carry payments.

New

Get paid by AI agents.

A frontier rail for consumer-to-agent and agent-to-agent payments. Opening to a small group of design partners.

Explore Agentic Payments →
Gustaf Hult, founder of Crosswire
Gustaf Hult
Founder

When the fix is bigger than a provider.

See the advisory engagements →

Build the stack
your business actually needs.

Start with indicative pricing or challenge the cost of your current infrastructure.